State Bank of India (SBI) Home Loan
Interest Rates Starting at 8.40% – 9.15% p.a.
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Popular State Bank of India (SBI) Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.40% p.a.SBI Regular Home Loan
Standard loan for buying ready-to-move or under-construction homes.
Our flagship home loan product with lowest interest rates, transparent pricing, and zero hidden charges.
8.45% p.a.SBI Maxgain (Overdraft Home Loan)
Park surplus funds in overdraft account to reduce total interest.
Operates as an overdraft account. Any extra money parked reduces your daily interest calculation.
8.50% p.a.SBI Realty (Plot + Construction)
Loan to purchase a residential plot & construct house within 5 years.
Finance plot purchase and construction costs simultaneously with milestone-based disbursements.
Key Details & Loan Terms
Special Benefits & Features
Minimum net monthly salary of ₹25,000 for salaried. 2+ years ITR with minimum ₹3 Lakh annual profit for self-employed.
Calculate Your EMI with State Bank of India (SBI)
Pre-filled with State Bank of India (SBI)'s lowest rate (8.4% p.a.)