Verified Partner Bank
4.7 / 5.0 (300 reviews)
LIC Housing Finance (LIC HFL) Home Loan
Interest Rates Starting at 8.50% – 9.15% p.a.
Bank Photo Gallery & Property Financing Visuals
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Tailored Loan Products
Popular LIC Housing Finance (LIC HFL) Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.50% p.a.LIC Griha Siddhi Home Loan
Waiver of up to 6 EMIs for disciplined repayments.
Enjoy EMI waivers at specified intervals and lower interest rates for women applicants.
Min Income: ₹25,000 /mo
Key Details & Loan Terms
Interest Rate Range
8.50% – 9.15% p.a.
Processing Fee
₹10,000 for loans up to ₹50L, ₹15,000 above ₹50L
Max Loan Amount
Up to ₹15 Crore
Max Tenure
Up to 30 Years
Loan-To-Value (LTV) Ratio
Up to 90% of Property Valuation
Prepayment Charges
Nil for Floating Interest Rate
Special Benefits & Features
Special Griha Siddhi Scheme for Women Borrowers
Flexible EMI repayment options
High Loan Eligibility for Pensioners
Pan-India Property Approval Network
Eligibility Criteria Note:
Salaried and self-employed professionals with steady verifiable income.
Calculate Your EMI with LIC Housing Finance (LIC HFL)
Pre-filled with LIC Housing Finance (LIC HFL)'s lowest rate (8.5% p.a.)
Rate: 8.5% p.a.
Loan Amount₹50.0 Lakhs
₹5 Lakhs₹5 Crore
Interest Rate (% p.a.)8.5%
8.5% (Min)9.15% (Max)
Tenure (Years)20 Years
1 Year30 Years
Estimated Monthly EMI
₹43,391/mo
Principal Amount:₹50,00,000
Total Interest Payable:₹54,13,840
Total Payment:₹1,04,13,840