Verified Partner Bank
4.8 / 5.0 (310 reviews)
ICICI Bank Home Loan
Interest Rates Starting at 8.55% – 9.30% p.a.
Bank Photo Gallery & Property Financing Visuals
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Tailored Loan Products
Popular ICICI Bank Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.55% p.a.ICICI Express Home Loan
100% digital sanction letter generated within minutes.
Paperless pre-approval through ICICI iMobile app with special rate discounts.
Min Income: ₹25,000 /mo
Key Details & Loan Terms
Interest Rate Range
8.55% – 9.30% p.a.
Processing Fee
0.50% of loan amount (Min ₹5,000)
Max Loan Amount
Up to ₹10 Crore
Max Tenure
Up to 30 Years
Loan-To-Value (LTV) Ratio
Up to 90% for loans up to ₹30L
Prepayment Charges
Nil for Floating Interest Rate
Special Benefits & Features
Instant Sanction Letter for Pre-Approved Customers
Express Processing via Mobile App
Special Rates for Existing Salary Account Holders
Flexible Top-Up Loan Options
Eligibility Criteria Note:
Salaried individuals with at least 1 year job continuity. Self-employed with 3 years audited business financials.
Calculate Your EMI with ICICI Bank
Pre-filled with ICICI Bank's lowest rate (8.55% p.a.)
Rate: 8.55% p.a.
Loan Amount₹50.0 Lakhs
₹5 Lakhs₹5 Crore
Interest Rate (% p.a.)8.55%
8.55% (Min)9.3% (Max)
Tenure (Years)20 Years
1 Year30 Years
Estimated Monthly EMI
₹43,550/mo
Principal Amount:₹50,00,000
Total Interest Payable:₹54,52,000
Total Payment:₹1,04,52,000