Verified Partner Bank
4.8 / 5.0 (380 reviews)
HDFC Bank Home Loan
Interest Rates Starting at 8.50% – 9.25% p.a.
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Tailored Loan Products
Popular HDFC Bank Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.50% p.a.HDFC Home Purchase Loan
Instant digital sanction for new and resale apartments.
Express online processing, minimal documentation, and dedicated legal assistance.
Min Income: ₹30,000 /mo
8.75% p.a.HDFC Reach Home Loan
Special scheme for micro-entrepreneurs & salaried individuals with cash salary.
Tailored for individuals with informal income sources or minimal documentation.
Min Income: ₹15,000 /mo
Key Details & Loan Terms
Interest Rate Range
8.50% – 9.25% p.a.
Processing Fee
0.50% of loan amount or ₹3,000 (whichever is higher)
Max Loan Amount
Up to ₹15 Crore
Max Tenure
Up to 30 Years
Loan-To-Value (LTV) Ratio
Up to 85% of Property Value
Prepayment Charges
Nil for Individual Floating Rate Loans
Special Benefits & Features
Digital In-Principle Approval within 30 Minutes
Customized Repayment Schemes (Step-Up / Flexi)
Dedicated Personal Loan Relationship Manager
Seamless Property Legal Title Check
Eligibility Criteria Note:
Age 21 to 65 years. CIBIL score of 750+ required for best rate slab.
Calculate Your EMI with HDFC Bank
Pre-filled with HDFC Bank's lowest rate (8.5% p.a.)
Rate: 8.5% p.a.
Loan Amount₹50.0 Lakhs
₹5 Lakhs₹5 Crore
Interest Rate (% p.a.)8.5%
8.5% (Min)9.25% (Max)
Tenure (Years)20 Years
1 Year30 Years
Estimated Monthly EMI
₹43,391/mo
Principal Amount:₹50,00,000
Total Interest Payable:₹54,13,840
Total Payment:₹1,04,13,840