Verified Partner Bank
4.8 / 5.0 (210 reviews)
Bank of Baroda Home Loan
Interest Rates Starting at 8.40% – 9.10% p.a.
Bank Photo Gallery & Property Financing Visuals
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Tailored Loan Products
Popular Bank of Baroda Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.40% p.a.Baroda Home Loan Advantage
Linked overdraft facility with zero processing fee.
Save interest by parking daily operational funds in linked loan account.
Min Income: ₹25,000 /mo
Key Details & Loan Terms
Interest Rate Range
8.40% – 9.10% p.a.
Processing Fee
Nil (Special Festival Offer Waiver)
Max Loan Amount
Up to ₹10 Crore
Max Tenure
Up to 30 Years
Loan-To-Value (LTV) Ratio
Up to 90% of Property Value
Prepayment Charges
Zero Prepayment / Part-payment Fee
Special Benefits & Features
Baroda Home Loan Advantage (Overdraft linked)
Zero Processing Fee Concession
Low Floating Interest Rate linked to BRLLR
Free Credit Insurance Coverage
Eligibility Criteria Note:
Indian Citizens & NRIs eligible. CIBIL score 725+ accepted.
Calculate Your EMI with Bank of Baroda
Pre-filled with Bank of Baroda's lowest rate (8.4% p.a.)
Rate: 8.4% p.a.
Loan Amount₹50.0 Lakhs
₹5 Lakhs₹5 Crore
Interest Rate (% p.a.)8.4%
8.4% (Min)9.1% (Max)
Tenure (Years)20 Years
1 Year30 Years
Estimated Monthly EMI
₹43,075/mo
Principal Amount:₹50,00,000
Total Interest Payable:₹53,38,000
Total Payment:₹1,03,38,000