Verified Partner Bank
4.7 / 5.0 (260 reviews)
Axis Bank Home Loan
Interest Rates Starting at 8.60% – 9.35% p.a.
Bank Photo Gallery & Property Financing Visuals
Click image to expand
Tailored Loan Products
Popular Axis Bank Home Loan Schemes
Special schemes designed for regular home buyers, overdraft savings, and plot purchases
8.60% p.a.Axis Shubh Aarambh Home Loan
Get 12 EMIs waived on prompt repayments over loan tenure.
Special reward scheme: 4 EMIs waived at end of 4th, 8th, and 12th year.
Min Income: ₹30,000 /mo
Key Details & Loan Terms
Interest Rate Range
8.60% – 9.35% p.a.
Processing Fee
Up to 1% of loan amount (Min ₹10,000)
Max Loan Amount
Up to ₹5 Crore
Max Tenure
Up to 30 Years
Loan-To-Value (LTV) Ratio
Up to 85% of Property Cost
Prepayment Charges
Nil on Floating Rates
Special Benefits & Features
Shubh Aarambh Home Loans with 12 EMI Waivers
No Pre-payment Charges for Floating Rate
Attractive Balance Transfer Options
100% Paperless Application Portal
Eligibility Criteria Note:
Min monthly income ₹30,000. Minimum age 21 years at loan application.
Calculate Your EMI with Axis Bank
Pre-filled with Axis Bank's lowest rate (8.6% p.a.)
Rate: 8.6% p.a.
Loan Amount₹50.0 Lakhs
₹5 Lakhs₹5 Crore
Interest Rate (% p.a.)8.6%
8.6% (Min)9.35% (Max)
Tenure (Years)20 Years
1 Year30 Years
Estimated Monthly EMI
₹43,708/mo
Principal Amount:₹50,00,000
Total Interest Payable:₹54,89,920
Total Payment:₹1,04,89,920